Protecting You Is What I Do
As a Financial Securities Advisor, my mission is simple—to protect what matters most. I help families safeguard their income, assets, and future from life’s unexpected turns, while preserving their peace of mind and financial stability. My goal is to ensure that no matter what happens, your loved ones and lifestyle remain protected, secure, and supported.
Personal Solutions
Business & More Complex Solutions
Registered Retirement Savings Plan (RRSP)
A Registered Retirement Savings Plan (RRSP) is a tax-advantaged account that lets you deduct contributions today, grow investments tax-deferred, and pay tax later—often at a lower rate—in retirement, making it one of Canada’s most powerful wealth-building tools.
First Home Savings Account (FHSA)
A First Home Savings Account (FHSA) is a tax-advantaged account that lets first-time buyers deduct contributions like an RRSP while withdrawing funds tax-free for a home purchase, fast-tracking down payments and homeownership.
Registered Education Savings Plan (RESP)
A Registered Education Savings Plan (RESP) is a tax-advantaged account designed to fund a child’s education, where contributions grow tax-deferred and are boosted by government grants, significantly reducing the real cost of post-secondary schooling.
Locked In Retirement Account (LIRA)
A Locked-In Retirement Account (LIRA) is a registered account that holds pension funds when you leave an employer, allowing tax-deferred growth while restricting withdrawals until retirement, preserving long-term retirement security.
Tax Free Savings Account (TFSA)
A Tax-Free Savings Account (TFSA) is a flexible investment account where growth, income, and withdrawals are completely tax-free, making it one of the most powerful tools for building and accessing wealth at any stage of life.
Registered Retirement Income Fund (RRIF)
A Registered Retirement Income Fund (RRIF) is a registered account that converts your RRSP into retirement income, allowing investments to remain tax-deferred while you draw mandatory, taxable withdrawals each year.
Life Income Fund (LIF)
A Life Income Fund (LIF) is a registered retirement account for pension assets that provides ongoing income with both minimum and maximum annual withdrawals, balancing lifetime income needs with tax-deferred growth.
Daily Interest Funds
Daily interest funds are low-risk cash investments that earn interest daily while maintaining liquidity, offering a stable place to park funds with easy access and capital preservation.
Investments
Segregate Funds
Segregated funds are insurance-based investment products that combine market growth with guarantees, creditor protection, and estate benefits, offering downside protection and smoother wealth transfer compared to traditional mutual funds.
High Interest Savings Accounts
High-Interest Savings Accounts (HISAs) offer a safe, liquid place to earn competitive interest on cash, preserving capital while keeping funds readily accessible for short-term goals or opportunities.
Guaranteed Funds
Guaranteed funds are low-risk investment options that protect your principal while providing modest, predictable returns, making them ideal for capital preservation and short- to medium-term financial stability.
Annuities
Annuities convert a lump sum into guaranteed, predictable income for life or a fixed term, providing stability, longevity protection, and peace of mind in retirement.
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Whether you have a question, an idea, or just want to say hello, feel free to reach out—we’re here to help.
